Citizen lets you accept payments and identify customers across Europe.
We do this by connecting you to your customers' banks via Open Banking APIs.
Let customers pay faster, receive payments sooner and reduce your payment costs. Citizen gives you an adaptable way to accept Open Banking payments.
Our payments bring together customer verification and instant payment. Customers pay using their bank account.
Return funds to verified customer accounts in an instant with our payout tool.
Mission control for your bank account and your customers’. Manage payments, payouts and customer identities using one intuitive interface.
Open a receiving account with us to manage inbound customer payments and ease reconciliation.
Choose from a range of payment journeys optimised for a great user experience.
Customers need a gentle reminder? Create unique and secure payment links to share using any channel. Messenger services, SMS or email.
Verify account ownership with ease. Let your customer prove who they are via their banking app. No need to request bank statements or send verification codes.
Citizen is authorised and regulated by the UK's Financial Conduct Authority.
This lets us provide payment initiation and account information services between all EU-based banks.
Just leave us a few details and we'll send you an overview of the Citizen platform.
Open Banking is rolling out across Europe; it's taking longer in some places than others. We'll keep you updated on the status of Open Banking connections in your markets. We're working towards coverage of every EU country's major banks.
Our payment experience adapts to your customer journey, letting your customer pay and verify however they want to.
Your customer starts the payment on your app, and approves it using their mobile banking app
Your customer starts the payment on your website (mobile or desktop) and approves it using their mobile banking app.
Your customer starts the payment on your website (desktop) and approves it on their bank's website.