Our Platform

Cardless payment acceptance

Direct Settlement

No Interchange

Verified Payments

We help regulated sectors take payment faster while reducing fees and fraud

Trusted by banks

Citizen is regulated by the UK's Financial Conduct Authority.

This lets us provide payment initiation and account information services with all European banks.

EU-wide coverage

We're making more banks available every day. Citizen lets you provide a fast and simple payment option for customers across Europe.

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More banks being added every day

More banks being added every day

Photo ID supported

Some banks aren't connected with Open Banking yet. Your customers can verify their identity using a photo ID if their bank isn't available yet.


Citizen works across desktop, mobile and app experiences.


We can’t see or share your customers’ personal data. Citizen uses AES-256 encryption to keep all data stored on our platform secret.

Use Cases


No need to choose between effective compliance and good user experiences
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Fast, frictionless compliance and shorter deposit times
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Boost customer conversion rates and reduce deposit times
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Contact our team today to learn more about Citizen!

Contact us