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Reduce fraud, fees and friction

Citizen lets your customer pay directly from their bank account. Payments settle instantly and cost you less.

Watch demo (0:49)

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Built-in fraud defence

Customers approve payments via their banking app, removing opportunities for fraud.

Instant settlement

Optimise your cashflow with real-time payments. Payments made via Citizen settle instantly.

Keep more of your revenue

Citizen pushes payments directly between accounts, removing unseen intermediaries.

This means you stop incurring unnecessary costs - we keep total fees below 1% per transaction.

Remove customer friction

Cutting cards from the customer journey limits drop-off. No more forgotten or expired card details or long, detailed forms.

Ask us how much you could save by using Citizen for payments

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