Our Platform
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Boost conversions

Convert more customers by removing friction from their payment experience. No cards, no codes, no accounts.

Reduce costs

Cut your payments expenditure. Citizen leverages Open Banking infrastructure to offer competitive fees.

Stay secure

Reduce the risk of fraudulent transactions by letting your customer's bank handle authentication.

Easy account verification and payment

Give customers an easier way to prove account ownership and pay.

Optimise your funds flow

Open a receiving account with us to manage inbound customer payments and ease reconciliation.

Instant Payouts

Make payments to your customers easily and instantly via Open Banking, at a low cost.

Get started quickly

Deploy Open Banking payments and account holder confirmation quickly and easily.

Full view of your payment landscape

A complete overview of all payments made to your business.



We're partnered with the charity Shelter so you can give us a try by donating £1.

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Account verification

Try the account verification journey. Don't worry your details wont be saved.

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Data-rich payments

Payment tokens can be configured to include a custom payload.

They can also be tagged with an internal ID for retrieval in the dashboard or via our API.

Payment requests

Use our Hosted Payments Page to send customers payment requests via any channel.

Account holder confirmation

Give customers an easier way to prove account ownership.


One payments integration to cover all your accounts for B2B2C platforms.

Reach more European customers

We offer coverage of more countries as and when their banks release functional PSD2 APIs.

Account holder confirmation

Confirm the identities of account holders easily via Open Banking.

Submit a simple request for customers to approve just like one of our payments.

Learn how Citizen could benefit your business

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