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Boost conversions

Convert more customers by removing friction from their payment experience. No cards, no codes, no accounts.

Reduce costs

Cut out the higher costs associated with card payments. Open Banking uses faster payments.

Stay secure

Your customers' bank handles authentication, reducing the risk of fraud.

Get started quickly

Deploy PSD2 payments and account holder confirmation quickly and easily.

Full view of your payment landscape

See a complete overview of all payments made to your business.

Data-rich payments

Payment tokens can be configured to include a custom payload.

They can also be tagged with an internal ID and searched in the dashboard or via our API.

Payments that convert

The fastest way for customers to make bank-based payments.

Payment requests

Easily send customers payment requests via any channel, with our hosted payments page.


Easily transfer money to your customers via Open Banking.

Account holder confirmation

Confirm the identities of account owners via a simple request.


One payments integration to cover all your accounts for B2B2C platforms.

Growing coverage of Europe

We're continually adding countries to Citizen, as their banks finalise PSD2 APIs.

Account holder confirmation

Confirm the identities of account holders easily via Open Banking.

Submit a simple request for customers to approve just like one of our payments.

Ask how much you could save by using Citizen for payments

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